To entice customers to return, TNG offers instant approval on the application, which benefits users by negating the need to go through the submission process again. To apply, you must provide basic personal information as well as your most recent proof of income (either your EPF statement or a one-month payslip).
With their high approval rates, applying for GOpinjam shouldn’t be that difficult. According to their terms and conditions, there will be no hidden fees or charges if you opt for an early settlement. One must select a repayment plan between one week and 12 months. CIMB Bank headquarters and Touch ‘n Go eWallet / Image Credit: Touch ‘n Go It allows you to apply for personal loans ranging in amount from RM100 to RM10,000, but note that the e-wallet may provide you with a different loan offer depending on your loan amount, tenure, and creditworthiness.īy collaborating with CIMB Bank through its e-Zi Tunai Personal Loan service, the TNG feature was approved and is regulated by Malaysia’s central bank, Bank Negara Malaysia. Touch ‘n’Go introduced GOpinjam on April 1, 2022, a digital micro loan feature available to users via the Touch ‘n Go eWallet (TNG e-wallet) app. However, a crucial consideration to make before taking out the loan, in my opinion, is the cost of borrowing the money. Personal loans can come in handy to supplement our needs, whether to fund a small home-based business or to purchase specific high ticket products at a point in time.
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